What are the risks?
Investing in estate planning services carries risks and is not suitable for everyone. You should be comfortable with taking on these risks and we recommend that you seek financial advice before you put your money into an estate planning service.
Investment risks: The value of your investment, and any income from it, can go down as well as up. Also, the shares of the companies in an estate planning service can be harder to sell and may go up and down more than larger companies quoted on a main stock exchange. And you cannot rely on the past performance of a service to judge how successful it will be in the future.
BR and IHT relief risks: Business relief is possible if you hold business relief qualifying shares in the service for a minimum of two years and at death. This may be accelerated for shares purchased through a rights issue. However, business relief is based on personal circumstances, is not guaranteed and the government could change the rules in the future. Also, the companies within the service could lose their business relief qualifying status if IHT rules change, which could result in an IHT liability on your investment.
Please note this is only a brief overview of the risks involved with investing in IHT services. Please read full details of all the risks in the prospectus before investing.
How to apply
Please complete an application form detailing how many shares in each company you wish to purchase and return it to us along with cleared funds by the closing date of 3 December. For details of how to make payment, please see the application form.