At Downing Property Finance, we offer streamlined financing solutions, free from tedious procedures and delays. Our vision is to make property finance funding simple, straightforward and sustainable, enabling our SME developers and intermediary partners to flourish.
We strive to be the go-to industry partner, fuelling property professionals’ real estate ambitions while meaningfully rewarding them for using sustainable building practices. All of our interactions with you are guided by three core values:
Be bold & ambitious
Our team of highly experienced professionals is dedicated to crafting tailored solutions that match your needs. We leverage our deep knowledge to deliver funding solutions.
Unlike traditional banks, we take pride in our commitment to quick and transparent decision-making processes. There are no hidden risks or convoluted underwriting departments to contend with, and we don't spring any last-minute changes.
With decades of industry experience, we understand that real estate developments can encounter unforeseen challenges and external events. We stand by your side, working collaboratively to navigate any issues that may arise.
We focus on a suite of property finance solutions tailored to meet the needs of experienced UK property developers and brokers across the UK. We lend on residential, mixed-use, student accommodation and commercial. We focus on loans between £1-30m, with the ability to do more. Up to 90% loan to cost and 75% loan to value.
In times when you require short-term financing to bridge gaps or capitalise on opportunities, our Bridging solutions provide the necessary capital quickly and efficiently. Our transparent processes ensure you have the support you need, when you need it.
We provide unregulated, first charge development facilities for up to 36 months across the whole of the UK.
These loans are designed to provide developers with the financial flexibility and support needed to bring their projects to fruition. With competitive terms and a deep understanding of the industry, we empower your development ambitions.
As sustainability becomes increasingly critical in real estate, our specialised loan product focuses on rewarding developers for more sustainable building practices. All eligible development loans qualify for an interest rebate of 25bps to 100bps on drawn funds.
We provide unregulated, first charge development exit loans for up to 18 months.
When it’s time to transition from the development phase to the next stage of your project’s lifecycle, our Development Exit solutions offer you a seamless path forward. We assist in ensuring a smooth transition and a successful exit strategy.
Downing Property Finance is part of the Downing Group, a seasoned investment manager overseeing nearly £2 billion of funds and over 35 years of experience in real estate. Our Property Finance team is one of the most knowledgeable in the market with over 160 years of experience. We empower those experts with direct decision-making ability, enabling them to deliver on what they say they will do.
Downing Property Finance is a trading name of Bridging Trading LLP (a private limited liability partnership with registration number OC358806) and Downing Development Finance Limited (a private limited company registration number 11342365) neither company is authorised or regulated by the Financial Conduct Authority, (“FCA”). Property finance does not constitute regulated investment business. As such, clients will not be afforded the protections available under the rules of the FCA and will not be eligible for compensation under the rules of the Financial Services Compensation Scheme (“FSCS”).