Downing AIM Estate Planning Service

The Downing AIM Estate Planning Service provides IHT relief after two years. We target growth by investing in a diversified target portfolio of 25-40 companies that are listed on the Alternative Investment Market (AIM).

We aim to spread your investment across 25 to 40 companies in various industries. We look to drive value in the portfolio by investing in companies which we believe have potential for growth.

You will receive quarterly valuations and updates on the performance of your investment. You'll also receive an annual cost and charge statement.

You can request to access your money at any time. We'll try and get funds to you within 15 business days of your request, although please note this may take longer. This is subject to our discretion and liquidity. We will not charge or impose a penalty if you choose to take some or all of your money out of the Service. Note, withdrawals will no longer be IHT exempt.

Additional Information

Good to know

Wealth Guard: Covers a fall in value of up to 20% of the net initial investment upon exiting investment following death. Built-in protection at no extra cost. Wealth Guard covers up to £750,000 (therefore, the maximum payout is £150,000).

Life Cover: If you were to pass away before shares qualified for Business Relief, Life Cover could cover the tax bill. The policy covers 40% of the original gross investment upon death up to £300,000 (or £600,000 for joint Life Cover). This is an optional feature available for an additional charge.

Refer to the terms and conditions (pages 9-12) for full details including Life Cover exclusions.

Downing AIM Estate Planning Service: Existing investor

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