Commercial Real Estate Lending

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Downing Commercial Real Estate Lending

Downing provides senior and whole loan solutions across a broad range of commercial real estate sectors.

We work with professional sponsors and operators to provide flexible, tailored funding that supports acquisition, development, bridging and investment opportunities. With the ability to underwrite complex business plans and lend at loan to cost levels which are efficient for sponsor equity, we bring dependable capital where it is needed. Backed by more than 40 years of heritage and deep real estate lending expertise, we provide clear answers quickly and deliver certainty throughout the lending process.

What we offer

Our commercial real estate lending strategy provides flexible funding across a broad range of sectors.

Loan sizes

£2-200m

Up to

80% LTV

Up to

90% LTC

Sectors we support

We provide funding across a diverse range of commercial real estate sectors, including:

Hotels
Self-storage
Offices
Logistics
Light Industrial
Retail
Leisure
Data centres
Life sciences
Healthcare
Residential property
Student accomodation

Our approach

Everything we do is guided by three core pillars.

A clear answer, quickly

Credit decisions are made in house by people close to the deals, with no external committees. We aim to provide accurate terms from the outset, giving borrowers clarity, certainty and reliable execution.

A lender that stays close

Real estate projects can face unforeseen challenges. We work closely with borrowers throughout the life of the loan, building trusted relationships and taking a constructive approach to finding solutions.

Growing with you

We support experienced and ambitious sponsors and borrowers with flexible capital across sectors and the risk-return spectrum. By understanding their markets and priorities, we help them seize opportunities and achieve their growth ambitions.

Meet the team

Parik Chandra

Partner and Head of Private Credit

Gemma Squirrell

Head of Portfolio and Transaction Management

Investment Director

Investment Director

Investment Director

Investment Director

Investment Director

Construction Director

Paul Harper

Development Director

What we lend on

Four lending capabilities, one underwriting standard.

Residential Real Estate Lending

Bridging, stretched senior development finance, construction and development exit, for residential, mixed use, student accommodation and similar schemes.

Loans of £2m-£50m

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Commercial Real Estate Lending

Senior and whole lending against a broad range of commercial real estate sectors and asset classes, for professional sponsors and operators.

Loans of £2m-£200m

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Healthcare Real Estate Lending

Senior and whole lending against healthcare and social infrastructure assets, underwritten by a team that understands these as operating assets, not just buildings.

Loans of £15m-£200m

Learn more