Private Credit

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Downing Private Credit

Downing provides senior and whole loan secured lending across sectors, from residential and mixed-use development to commercial property and specialist healthcare real estate.

We have been lending against real estate since 2010, structuring funding around the project in front of us. Our straightforward approach gives borrowers direct access to decision-makers, enabling clear answers, swift execution and terms you can rely on.

Our portfolio at a glance

The numbers below demonstrate the scale of our lending activity.

1,120

care home beds funded across the UK.*

c.2,500

properties funded.*

>£1.5bn

loans committed.*

700+

underlying loans facilitated.*

*as at March 2026.

What we lend on

Four lending capabilities, one underwriting standard.

Residential Real Estate Lending

Bridging, stretched senior development finance, construction and development exit, for residential, mixed use, student accommodation and similar schemes.

Loans of £2m-£50m

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Commercial Real Estate Lending

Senior and whole loan lending against a broad range of commercial real estate sectors and asset classes, for professional sponsors and operators.

Loans of £2m-£200m

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Healthcare Real Estate Lending

Senior and whole loan lending against healthcare and social infrastructure assets, underwritten by a team that understands these as operating assets, not just buildings.

Loans of £15m-£200m

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