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Inheritance Tax Relief

Investment Week 'Tax-Efficient Group of the Year 2018'.


Currently, taxable estates worth more than £325,000 are subject to 40% inheritance tax (IHT). Options to mitigate IHT often include complex trusts and gifting assets (thereby losing control of capital), which may require an individual to live up to a further seven years for full IHT relief to be obtained on the estate.

Our estate planning solutions provides investors with the opportunity to obtain full IHT relief on their subscriptions after only two years. In addition, we also provide an insurance policy that covers the first 20% of any net loss on death under 90 years during a minimum of the first two years – with no medical questionnaires or exclusions for pre-existing conditions.

The relief you get depends on your individual circumstances and the tax rules may change in future. HM Revenue & Customs law and practice can change over time and investors who are unsure about their tax status should get independent advice from a professional adviser.

Find out more about inheritance tax in our Guide to IHT.

We know inheritance tax can be a difficult subject for your clients to understand, so we have created this IHT calculator to provide you with an estimate on the tax that may be due on your client’s estate.

Inheritance Tax Relief products

IHT relief after 2 years. Combines IHT...
IHT relief after 2 years. Invests in...
IHT relief after 2 years. Invests in a...

Important Notice

Investing in our products will place your capital at risk and you may not get back the full amount invested. Any tax treatment may be subject to change and the availability and value of the reliefs depend on the individual circumstances of each investor. The availability of tax reliefs also depends on the investee companies maintaining their qualifying status.

Further information can be found at HMRC’s website. Neither past performance or forecasts are reliable indicators of future results and should not be relied upon. Unquoted or smaller company shares are likely to have higher price fluctuations and are likely to be more difficult to sell than shares quoted on the London Stock Exchange Official List. Website content is not intended to constitute investment, tax or legal advice. We recommend you seek independent advice before investing in any of our products.

Important Notice

Downing’s investments place your capital at risk and you may not get back the full amount invested. Past performance and forecasts are not a reliable guide to future results. Tax treatment may be subject to change and depends on individual circumstances. Smaller company shares are likely to have higher volatility and liquidity risks than other types of main market listed instruments. We recommend that you seek professional independent financial advice before investing. We do not offer investment or tax advice.

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