Tom joined Downing in 2011. He has a dual focus on originating growth capital investment opportunities and working with our existing portfolio companies, across a range of asset-backed sectors, including childcare and education, leisure and healthcare. Prior to joining Downing, Tom spent 5 years at Lloyds Banking Group. Whilst at Lloyds, Tom worked in retail banking and corporate credit roles, before spending two years as an associate director in the bank's restructuring department transacting debt for equity swaps on distressed businesses. Tom has completed the Investment Management Certificate and has a Law degree from Cardiff University.